Son Of A Bi***!My Roof!Texans pay a hefty $4,142 annually on homeowners insurance, making Texas the fifth most expensive state for coverage. With such high costs, you’d expect your insurance company to provide the protection promised. But when disaster strikes, insurance companies can sometimes deny or underpay your claim, leaving you to shoulder the costs. If this happens, it’s crucial to fight back with the help of an insurance litigation lawyer. At the Law Offices of Colby Lewis, we’re dedicated to ensuring our clients receive the insurance payouts they deserve.
Son Of A BI***!My Roof!Texans pay a hefty $4,142 annually on homeowners insurance, making Texas the fifth most expensive state for coverage. With such high costs, you’d expect your insurance company to provide the protection promised. But when disaster strikes, insurance companies can sometimes deny or underpay your claim, leaving you to shoulder the costs. If this happens, it’s crucial to fight back with the help of an insurance litigation lawyer. At the Law Offices of Colby Lewis, we’re dedicated to ensuring our clients receive the insurance payouts they deserve.

Texas Storm Damage Claims

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Your Rights as a

Policyholder

Every insurance company provides a Bill of Rights outlining your rights as a policyholder. Key provisions include protection from discrimination, the right to sue, the right to fair and honest treatment, and the right to reject any settlement amount. While the Bill of Rights is there to protect you, it only does so if you’ve upheld your responsibilities as a policyholder. It’s essential to review your insurance policy to understand these responsibilities fully.

Bad Faith Insurance

Practices in Texas

Texas law requires insurance companies to act in good faith and deal fairly with policyholders. If your claim is denied or underpaid in bad faith, you can sue the insurance company in civil court. Bad faith can be established by misrepresentation, failure to conduct a thorough investigation, or unreasonable delays, among other factors. The Law Offices of Colby Lewis specialize in bad faith insurance claims and can help you recover the compensation you’re owed.

Recoverable Damages in

Bad Faith Claims

If an insurance company acts in bad faith and cannot disprove the allegations, you may be awarded significant damages. These can include three times the original claim amount, attorney fees, court costs, and additional damages. The exact amount depends on your case’s unique circumstances. To maximize your compensation, work with the experienced insurance litigation lawyers at the Law Offices of Colby Lewis.

Understanding Homeowners Insurance Claims

Homeowners insurance claims can be complex and vary widely, but some common claims include wind and hail, fire and lightning, water damage, non-theft property damage, liability, and theft. When your home suffers damage or loss, your insurance policy is triggered. As long as your policy is valid and payments are up to date, you should receive fair compensation. Claims are typically paid out based on the property’s actual cash value, with a second payment made after proving the replacement cost.

We Specialize In Storm Damage Insurance Claims

When disaster strikes, insurance companies can deny or underpay your claim leaving you to pay for your losses. When that happens, it’s vital that you fight back by contacting an insurance litigation lawyer. At the Law Offices of Colby Lewis, we know that catastrophic events can wreak havoc on your life and your finances; that’s why we dedicate ourselves to getting our clients the insurance payout they deserve.

Why Choose

The Law Offices of Colby Lewis?

When facing denied or underpaid insurance claims, having an experienced legal team on your side makes all the difference. The Law Offices of Colby Lewis are committed to relentless representation, ensuring that your rights are protected and you receive the compensation you deserve. With a proven track record of over $200 million recovered for clients, we have the expertise and dedication to handle even the most challenging insurance disputes.

Helping You Navigate the Confusion of Insurance Claims

Insurance claims can be incredibly confusing, especially when you’re dealing with the aftermath of a disaster. Understanding policy details, filing claims, and dealing with insurance adjusters can be overwhelming. At the Law Offices of Colby Lewis, we simplify this process for you. Our knowledgeable attorneys guide you through every step, ensuring that you understand your rights and options and that your claim is handled efficiently and fairly.

Initial Consultation

When disaster strikes and your insurance claim is denied or underpaid, the first step is to reach out to the Law Offices of Colby Lewis. During our initial consultation, we will review the details of your claim, explain your rights as a policyholder, and outline the steps we will take to pursue your case. This is your opportunity to share your experience and ask any questions you may have about the process.

Thorough Investigation

Our team will conduct a comprehensive investigation of your insurance claim. We will gather all necessary documentation, including your insurance policy, evidence of the damage or loss, and any correspondence with your insurance company. Our goal is to build a strong case that demonstrates your right to the compensation you deserve.

Negotiation and Litigation

Once we have gathered all the necessary evidence, we will negotiate with your insurance company on your behalf. Our attorneys are skilled negotiators who will work tirelessly to secure a fair settlement. If the insurance company refuses to settle in good faith, we are prepared to take your case to court. We will fight relentlessly to ensure you receive the maximum compensation possible.

Resolution and Recovery

The final step is achieving a resolution that meets your needs. Whether through a negotiated settlement or a court judgment, we aim to secure the compensation you are entitled to under your policy. Our team will support you throughout the recovery process, ensuring that you can rebuild and move forward with confidence. With the Law Offices of Colby Lewis by your side, you can trust that your rights and interests are protected every step of the way.

We Are Your Calm After The Storm

Your Partner in Storm Damage Insurance Claims

Facing a homeowners insurance claim denial or underpayment can be daunting. The Law Offices of Colby Lewis are here to help. We understand the impact that damage or loss to your home can have on your life, and we’re dedicated to holding insurance companies accountable. For expert legal assistance and to start your civil claim, contact the experienced insurance litigation lawyers at the Law Offices of Colby Lewis today.