Common Questions

WINTER STORM DAMAGE FAQ

Winter storms can wreak havoc on Texans, damaging property and possessions and even causing a total loss of their homes. At the Law Offices of Colby Lewis, we understand that winter storms can strike without warning and bring with them devastation to our neighbors. That’s why we work tirelessly to ensure that winter storm damage claims are approved and paid at a rate that is fair. When your claim is denied or underpaid, it may be hard to know where to turn. To give you the information you need to make informed choices about your claim, we’ve compiled a list of frequently asked questions about winter storm damage. If you still have questions or would like to get started with our services, contact our offices today.

  • Can I sue for property damage in Texas?

Yes. If your claim was denied or underpaid, you can bring a civil lawsuit to recoup your losses. To maximize your chances of success, consult with an experienced property damage lawyer.

  • How long do you have to file a property damage claim in Texas?

In Texas, you have two years from the date of the damage to file a property damage claim. A knowledgeable property damage lawyer can evaluate your case and help you file your claim.

  • How long do you have to file an insurance claim in Texas for hail damage?

Generally, in Texas you have two years from the date of the damage to file a claim for hail damage. A competent hail damage lawyer can help if your claim is underpaid or denied.

  • When should I expect to hear from an insurance adjuster?

Typically, an insurance company has 15 days to contact you after making a claim. However, after a natural disaster or catastrophe, insurance companies are required by law to contact you within 30 days of making your claim. When you do speak to the insurance adjuster, make sure that you do not consent to being recorded and refrain from accepting any settlement amount until you have discussed it with a Texas insurance attorney.

  • Will my policy cover losses resulting from an interruption of business due to the storm?

If your policy includes business interruptions, then storm-related interruptions will be covered. As business interruptions can cause significant amounts of lost profits, it’s important that the settlement you are offered includes this amount.

Protect your home and possessions with the Law Offices of Colby Lewis

When a winter storm strikes, your insurance company has a duty to help you bounce back after damage to your home or possessions. When insurance companies fail to fully compensate policyholders for damage, we are right there to fight for their rights. If you need help with your insurance claim, contact the Law Offices of Colby Lewis today for an evaluation of your potential case.